Can I Use Drug Coupons Even Though I Have Drug Insurance?

Drug Coupon Information Center; Hip Pocket Information

I have drug insurance.
Can I still use drug coupons and rebates?

The answer depends on the insurance plan and the coupon. Drug coupons or rebates can never be used if you have government sponsored drug insurance such as Medicare, Medicaid, Medi-Cal, etc.

Some drug coupons state that they are only to be used for cash paying customers. In the absence of such language in the coupon's fine print, you can apply the coupon or rebate towards your copay.

You should know that the price of the coupon or rebate can never exceed your out-of-pocket expenses.

For example, suppose you have a $5.00 copay for drug X, but you have a $20.00 coupon or rebate. The maximum amount for your rebate will be is $5.00. Don't expect the cashier to give you change.